The Isle of Man Bank Ltd. Building at 2 Athol Street, Douglas is a three storey stone building, which occupies the focal location at the intersection of Athol Street and Prospect Hill. Although the design integrates a number of architectural styles it succeeds in establishing a banking 'image' which is carried through into a finely detailed interior banking hall. The treatment of the facade consists of almost equal proportions of pilaster columns and wall panel separating them. The columns however are carried the full height of the building with no attempt to suggest into a finely detailed interior banking hall. The treatment of the facade consists of almost equal proportions of pilaster columns and wall panel separating them. The columns however are carried the full height of the building with no attempt to suggest that they support anything (not even the roof balustrade). Similarly although the window openings are confined to the 'panels' the stone facing to the building receives the same detailing regardless of whether it is on column or panel. The main entrance placed at the corner is similarly mannerist, using a larger version of the window motif to announce the doorway, on top of which are columns in the round apparently unsupported from below but indicating support for the cornice above. The building appears in good repair as befits its image. Although lacking in architectural merit the building personifies the Manx banking establishment and as such has 'civic' significance.